For Individuals and Families I offer expert financial leadership to help individuals and families build, manage, and grow wealth. Whether you need specific services, a single family office (SFO), or a multiple family office (MFO), I can help you run the business of your life.

About Family Offices

Many affluent families benefit from establishing a separate family office to manage their complex financial needs. Just like a CFO in business, a family office integrates the diverse elements of a family's finances—including investments, taxes, and estate planning—at both the strategic and day-to-day levels. This gives you personalized service, continuity, control, and many economies of scale.

There are two main types of family offices: single family offices (SFO) and multiple family offices (MFO). Single family offices are established and owned by one family. Multiple family offices serve several families with similar needs and values, sharing resources and functions as appropriate.

If you are interested in establishing a family office, just contact me to learn more.

Services

The services below are available a la carte, or can be incorporated into a single or multiple family office.

Estate Planning

Smart estate planning ensures that your heirs are provided for in accordance with your wishes. I offer advice and services that help ensure the transfer of wealth to future generations while minimizing tax liabilities.

For example, I'll review your current estate plans, align them with your tax, investment, and risk-management plans, and coordinate with legal counsel to ensure that your wishes are accurately documented. I can also advise on the appropriate trust structure for your family, and help you identify effective business successors.

Financial Reporting

In-depth financial reporting is a requirement for making effective strategic decisions, and can help you find constructive ways to maximize wealth. Investors, lenders, and taxing authorities also all need accurate, timely statements of your family's finances.

I take a leadership role in financial reporting, not only preparing you for the process, but also coordinating it efficiently and reliably. I deliver comprehensive reports that give you the "big-picture" story, as well as customized reports that meet specific needs and preferences.

Insurance and Risk Management

As your wealth grows, so does your exposure to liabilities. A comprehensive risk-management strategy, however, can protect your family's assets, minimize exposure, and help you sleep better at night.

First, I review your existing plans and work with you to assess your future needs. Then, I evaluate, implement, and manage insurance for real estate, other physical assets (such as cars, boats, and planes), medical coverage, and life insurance.

Investment Management

In your busy life, it's hard to find time to personally oversee all of your investments. I help simplify this part of your financial life by acting as a single "go-to" contact, integrating a myriad of strategies, plans, and accounts into one comprehensive plan.

I work with you to develop a diversified investment strategy that aims to minimize your tax burden and preserve wealth. I also help identify account managers, coordinate portfolio management, and monitor performance.

Personal Financial Management

The structure of a personal budget can help you better manage your income and day-to-day financial habits. I can help you find ways to analyze your cash flow, determine appropriate places to cut back, track your spending, and understand how your efforts save you money over the long run.

Tax Planning and Services

Because tax liabilities affect most families' financial decisions, I take a proactive, not reactive, approach to tax planning. I keep current on tax legislation, and can identify key planning opportunities throughout the year that may reduce your current and future tax burdens.

For example, I can help you develop tax-sensitive investment strategies, and ensure that your estate plans are set up to minimize tax liabilities. I also work with your tax preparer to coordinate tax return preparation each year and help manage any audits.